It Was a Very Good Year
America and democrats of the world can be proud of 2004.
Social Security Reform without Illusion: The Five Percent Solution
America’s entitlement programs for senior citizens are on an unsustainable course. Unless changes are made soon, we face the prospect of exorbitant tax rates or severe benefit cuts.
Social Security: What Happens Now?
So, what happens now? You are invited to get the inside scoop from two of the leading researchers on Social Security reform.
Baby Boom Retirement Could Cause Annuity Market Explosion
The 43 million Americans who have invested in their employer’s 401(k) retirement program will face a difficult decision – what will they do with all the money they saved at the time they retire?
NCPA Plan To Save SS Without Illusions
The National Center for Policy Analysis (NCPA) unveiled today a groundbreaking new plan to reform Social Security that for the first time explicitly spells out how to fund the transition from the current pay-as-you-go system to a retirement program that is fully funded.
Private Pension Annuities in Chile
Chile adopted a new pension system featuring privately managed individual accounts in 1981. The system gives us an opportunity, based on more than 20 years of experience, to examine how pensioners and pension providers react when individual accounts replace government-run, defined benefit pension systems, and how various regulations shape these reactions. This paper focuses on the payout stage.
How Should We Reform Social Security
Social Security reform is at the top of President Bush’s agenda. And with good reason.
Flexible Spending Accounts: Making a Good Deal Better
As the year ends, hundreds of thousands of American workers are scrambling to spend down their flexible spending accounts (FSAs). Some buy designer eyeglasses. Others schedule a last minute appointment for teeth cleaning. Some plan a doctor visit or diagnostic test of questionable value. In almost all cases, this year-end spending goes for items and services that are probably worth less than their cost.
NCPA Semiannual Healthcare Advisory Group Meeting
Speakers: Dr. Mark McClellan – Doug Badger – Joel White
Retirement Savings Reforms on which the Left and the Right Can Agree
As the baby boomers near retirement, defects in the nation's private pension system are becoming obvious. Only about half of workers contribute to an employer-sponsored pension plan in any given year, and Individual Retirement Account (IRA) participation rates are substantially lower. Among workers with tax-preferred retirement saving plans, few make the maximum allowable contribution. And despite the many private savings incentives, many households approach retirement with meager funds.