Health savings accounts haven't caught on
Four years ago, the hot new idea for reining in health costs was the health savings account, a savings vehicle tied to a high-deductible insurance policy and designed to make …
McCain Is the Radical on Health Reform
If you listen only to presidential campaign rhetoric, you might conclude that Hillary Clinton and Barack Obama proposed bold new changes for our health-care system, while John McCain is offering …
Medicare Spending Across the Map
Though talk of fundamentally reforming Medicare has been limited lately, the baby boomers' imminent retirement and the continued rise in health care costs will force Medicare back to the forefront of upcoming policy discussions.
The Opposite of Progress
"I have come to the conclusion, that one useless man is a Disgrace, two are a law firm and three or more are called a Congress."–John Adams, "1776" Click here …
BORROWING FROM 401(K) PLANS COULD BE A BIG MISTAKE
Most employees don't realize that borrowing $30,000 from their 401(k) plans could cost them as much as $600,000 in retirement income.
Which Is More Important for Women, Capitalism or Democracy?
Capitalism and democracy are both known to improve the well-being of women. But which is more important? The social welfare of both men and women can be measured by health, education and employment, and the well-being of women in particular by gender-specific indicators, such as control of fertility. Poor countries generally rank lower than developed countries on all these social metrics, but they can implement public policies to improve conditions.
Ryan to Sponsor Goodman/Nichols Health Care Reform Debate
Washington D.C. Event
Five Family Friendly Policies
The most significant economic and sociological change of the past half-century has been the entry of women into the labor market. Public policies that govern the workplace have not kept pace with this demographic shift, however. For the most part, tax law, labor law and employee benefits law were designed decades ago on the assumption that the typical household would have a full-time working husband and a homemaker wife.
Ten Steps to Reforming Medicaid Insurance
Typically, Medicaid enrollees face restricted treatment options and limited access to health care. At the same time, they are sheltered from health care costs because they pay nothing out of …
Nudge: Improving Decisions about Health, Wealth, and Happiness
As of January of this year, U.S. employers can automatically enroll their employees in 401(k) plans with diversified portfolios- without fear of lawsuits and without certain regulatory burdens. Automatic enrollment …
Health Insurance an Irrational World, Thanks to Government
In a rational world, deductibles and copayments serve an economic purpose. In the health insurance market, however, those principles are increasingly being turned upside down as a result of government …