Empowering Patients and Improving Public Health

Public health plays an important role in our overall health care system.  Several significant achievements are directly attributable to public health.  For instance, the response to the London cholera epidemics of the late 1800s is a well-known, classic example of public health.  In that case, no single individual had an incentive to bear the full cost of repairing sewer lines that were leaking into the water supply because all the costs would be borne by the repairer, while the benefits would accrue to community at large.  Thus, keeping community water supplies free from sewage contamination became a public health matter, as opposed to a private health matter.

Six Steps to Paying Off the U.S. Government Debt

To counteract the recession that began in December 2007, Congress has passed foreclosure assistance, tax rebates, bank bailouts and $787 billion of stimulus.  This spending will result in massive federal budget deficits and increasing government debt – projected to rise to $23 trillion by 2019.  This amount of debt will hurt economic growth and burden future generations.

Ten Ways to Wreck Your Retirement

More Americans are in a panic over their retirement planning than at any other time in history because of market uncertainty, and many are making extremely expensive mistakes, according to new study. NCPA Senior Policy Analyst Pamela Villarreal said the study concludes that it doesn't have to be that way.

Ten Ways to Wreck Your Retirement

Personal retirement accounts are a valuable tool in building a retirement nest egg. The recent fall in the stock market has caused some savers to cash out their savings. This is unfortunate because the stock market has rebounded after every fall, and those who are not in the market at the bottom will lose out as it rises. There are other practices that can derail even the best laid retirement plans. This study addresses 10 of them.

10 Surprising Facts about American Health Care

Medical care in the United States is derided as miserable compared to health care systems in the rest of the developed world. Economists, government officials, insurers and academics alike are beating the drum for a far larger government rôle in health care. Much of the public assumes their arguments are sound because the calls for change are so ubiquitous and the topic so complex. However, before turning to government as the solution, some unheralded facts about America's health care system should be considered.

Mark-to-Market Accounting: Shooting Ourselves in the Foot

One of the main causes of the 2008 financial crisis and current recession was subprime mortgages, which are home loans to borrowers with low credit scores, little or no down payment and high levels of debt. These borrowers have a higher risk of defaulting on their loans and are usually charged higher interest rates.

Small Business And Economic Recovery

I am Terry Neese, a distinguished fellow at the National Center for Policy Analysis and "serial entrepreneur." NCPA is a nonprofit, nonpartisan public policy research organization dedicated to developing and promoting private alternatives to government regulation and control. We provide policy ideas that help women, families and small businesses remain an active, productive part of our economy, solving public policy problems by relying on the strength of the competitive, entrepreneurial private sector.

California or Delaware?

What do Delaware and California have in common? Not much: One is very small, one very large, but more important they have over time followed very different economic policies that …

Protecting Lower-Income Families from the Consequences of Climate Change Legislation

Mr. Chairman and members of the Subcommittee, please accept my comments for the record regarding the March 12 hearing on the effects of climate change legislation on low and moderateincome families. I am Dr. Sterling Burnett, a senior fellow of the National Center for Policy Analysis, a nonprofit, nonpartisan public policy research organization dedicated to developing and promoting private alternatives to government regulation and control, solving problems by relying on the strength of the competitive, entrepreneurial private sector.

MARK-TO-MARKET ACCOUNTING: Practices and Implications

When I moved to Texas in 1991, someone gave me a little book of Texas wisdom titled, "Don't Squat with Your Spurs On." Among its nuggets of wisdom was this one: "No matter who says what, if it don't make sense, don't believe it." What's been going on with mark-to-market accounting doesn't make sense to me.

NCPA President To Address Health Reform Conference in D.C.

As you give balance to the health care reform debate over proposed solutions and controlling costs, you may want to attend or log on to Wednesday morning's overview at the Brookings-Dartmouth health care conference for what will surely be a lively and informative opening exchange:

Health Care Reform: Do Other Countries Have the Answers?

Although national health insurance has considerable support within the medical profession, the degree to which patient empowerment, individual choice, competition, and market incentives are being consciously and successfully used to solve health care problems is far more extensive than is commonly realized.

A Prescription for American Health Care

I'll start with the bad news: When we get through the economic time that we're in right now, we're going to be confronted with an even bigger problem. The first of the Baby Boomers started signing up for early retirement under Social Security last year. Two years from now they will start signing up for Medicare. All told, 78 million people are going to stop working, stop paying taxes, stop paying into retirement programs, and start drawing benefits. The problem is, neither Social Security nor Medicare is ready for them.

A Prescription for American Health Care

I'll start with the bad news: When we get through the economic time that we're in right now, we're going to be confronted with an even bigger problem. The first of the Baby Boomers started signing up for early retirement under Social Security last year. Two years from now they will start signing up for Medicare. All told, 78 million people are going to stop working, stop paying taxes, stop paying into retirement programs, and start drawing benefits. The problem is, neither Social Security nor Medicare is ready for them.