Is Consumer-Directed Health Care Reshaping the Health Care System?

National Center for Policy Analysis Congressional Briefing

Is Consumer-Directed Health Care Reshaping the Health Care System?

Wednesday, April 21, 2004
9am – 11am
Room B-318, Rayburn House Office Building
Washington, D.C.
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Consumer-directed health care (CDHC) refers to health plans in which employees have a personal health account such as a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA) from which they pay medical expenses directly. More broadly, CDHC includes defined contribution arrangements under which employees receive a fixed dollar contribution from an employer to choose among various plans. Those opting for plans with lots of extras may have to contribute more of their own money; those choosing bare-bones plans contribute less of their own money.

  • How is the market responding to Health Savings Plans?
  • Will CDHC products revolutionize the health care system?
  • Are the critics being proved right or wrong?
  • What do the polls tell us?
  • What is the next step for Congress?

Get the latest from two leading health insurance providers – Assurant Health and Destiny Health – who are already offering Health Savings Account plans. Also, hear the latest polling on Health Savings Accounts and other consumer-directed health initiatives, their effect on the health care industry and the economy.

This is your opportunity to hear experts on economic and employment policy discuss the outsourcing issue from a free-market perspective.

For more information or to RSVP, please contact Matt Moore or Anna Frederick by phone (202 220-3082) or email

Speakers include:

National Center for Policy Analysis

Assurant Health

Senior Director – Actuarial
Destiny Health

Partner, Co-Founder
Public Opinion Strategies